A.P.L.
(Alimony Pendente Lite)
The annual payment of an allowance or income. Commercial annuities are usually issued by an insurance company or investment company in exchange for an initial monetary deposit. They can also be issued by a charity, in exchange for a donation. The purchase of an annuity can be part of an estate plan or could be part of the monetary settlement from an injury or malpractice claim.
Bench Trial
A trial held before a judge only. The judge will listen to the facts of the case and make a determination of guilt or innocence as well as setting appropriate penalties. For most states, in a criminal trial, a bench trial may happen if the defendant has waived his or her rights to a jury trial. In a civil trial, both parties in the dispute must agree to waive their rights to a jury.
Power of Attorney
A document which gives someone the power to act on a person’s behalf with respect to certain situiations and transactions. Power of Attorney may be granted for medical, financial, or transactional purposes.
Protection From Abuse Order
A court order which protects the petitioning party or their minor children if they are in danger of physical abuse and need immediate protection. Orders can be obtained against a family or household member, which includes a spouse or former spouse, person who lives or lived with the petitioner as a spouse; brother or sister; parent or child; family member related by blood or marriage; current or former sexual or intimate partner; and someone with whom the petitioner has a child in common. The order typically instructs the defendant not to abuse, harass, or stalk the plaintiff, their relatives or minor children. It will also order the defendant to be removed from the home where both parties live and grant the plaintiff possession of the home. The order may also address temporary custody arrangements for minor children as well.
Safety Violations
Violations of workplace safety standards established by the federal Department of Labor, specifically detailed and updated by the Occupational Safety and Health Act or OSHA. The safety standards vary by industry, equipment, and potential exposure to dangerous situations and products.
Statute of Limitations
The law that details the maximum period of time that legal proceedings may be enacted after certain events. The statute of limitations will vary by the event and by state and country.
Structured Settlement
An agreement for the financial settlement of a lawsuit to be paid out in installments rather than in a lump sum. Structured settlements usually result from large settlements and are often created through the purchase of annuities. The payments can be structured in any way the parties choose (monthly, yearly, quarterly, etc.). Structured settlements are common in large recovery cases, often in anticipation of long-term financial and health care costs.
Temporary Total Disability
A continuation of wages offered by the Bureau of Worker’s Compensation for employees unable to work following a worker’s compensation claim. Employees who accept this plan will receive between 72-66 percent of their wages while off work. They typically have no employer health benefit coverage under this temporary disability plan (especially problematic if workers without benefits are diagnosed with something unrelated to their workplace which is serious and expensive like cancer).
