Pennsylvania attorney search and legal resource Brought to you by the Allegheny County Bar Association.

Pennsylvania Bankruptcy, Debt and Consumer Law

Where to Read More About Bankruptcy, Debt and Consumer Law


U.S. Bankruptcy Courts Basics


U.S. Trustee Program-administrators of bankruptcy law


"Means Test" form for Chapter 7 filings (B22A)


"Means Test" form for Chapter 13 filings (B22C)


Approved U.S. Trustee Credit Counseling Agencies List


Approved U.S. Trustee Debtor Education Providers List


PA Attorney General, Consumer Protection Links and Forms


Major Credit Reporting Agencies
  1. Equifax Credit Report Agency
  2. Experian Credit Report Agency
  3. Transunion Credit Report Agency


Link to Free Annual Credit Report


Better Business Bureau,


Federal Trade Commission for Consumers


Federal Trade Commission Credit Repair Info


Federal Trade Commission ID Theft Affidavit Filing


Identity Theft, Federal Trade Commission


Identity Theft Tool Kit 


Online Consumer Problems


Consumer Problems


Consumer Sentinel: facts, trends, and tips about consumer fraud


National Do Not Call Registry violations
Mary Bower Sheats
Mary Bower Sheats
Practicing in: Bankruptcy, Debt and Consumer Law
Location: Downtown
Miranda Warnings
From the U.S. Supreme Courtís Miranda v.Arizona, Miranda Warnings refer to warnings that law enforcement officers must give suspects in custody if they would like to question the suspects and later be legally able to use the answers to those questions as evidence in court. Familiar to many from crime shows on television, Miranda Warnings are as follows: You have the right to remain silent; If you do say anything, what you say can be used against you in a court of law; You have the right to consult with a lawyer and have that lawyer present during any questioning; If you cannot afford a lawyer, one will be appointed for you if you so desire; If you choose to talk to the police officer, you have the right to stop the interview at any time.

Tips to guide you along the path to hiring legal counsel and being an effective and efficient client.

Key legal terms in consumer-friendly language.

Answers to questions about common legal issues.

This website is designed for advertising and general information only. None of the information presented on
this site should be construed to be either formal legal advice and/or the formation of a lawyer client relationship. This site is brought to you by the Allegheny County Bar Association, through its division Lawyer Referral Services, providing lawyer information and a legal tool kit about Pennsylvania laws, including issues related to family law/divorce, custody, injury, malpractice, wills, probate, adoption, DUI, criminal charges, workers compensation, immigration, green card, employee/employer, contracts, harassment, discrimination, bankruptcy, debt, social security, tax, real estate, small business, and other lawsuits and legal issues.